1. Repay him in the same way

Since a friend or colleague lends us money, of course we can also borrow money from him. "Xiao Wang, lend me 300 yuan. I'm a little short on money!" Don't be embarrassed, let alone be timid. If you borrow money generously, it must come naturally.

Only when we behave naturally and confidently will our colleagues think that our loan is genuine, so he only has two Choice - either he remembers that he owed us money before, or he doesn't, but has no choice but to accept the prompt and settle by default; or he forgets that he owed us money before. At this time, after we receive the money, we will remove the part that belongs to us and return it to him when the time comes. Just the price difference.

Secondly, there is no way out

The most worrying thing about debt collection is that it would be too embarrassing to break up in person. However, there is one thing in life that is never embarrassing – and that’s moments of despair.

When we are in a desperate situation, no one will be embarrassed, and it is impossible for the other party to make irresponsible remarks. After all, this is moral compassion at its most basic.

Then, when we remind our colleagues to pay back the money, we can describe ourselves as being in a desperate situation of "no choice" and make him feel that if he does not pay back the money, he will die——

"Xiao Li, the money I borrowed from you last time... I can't do it anymore. My wife wants to check the accounts. I can't do it. Don't do it here!"

This is really a life-or-death event. No matter how much the other party refuses, he will refuse. No. Taking a step back, if the other party chooses to delay or even refuse, the colleague can actually break up without worrying about breaking up.

3. Don’t think too much, just say it directly

In fact, the best way is to say it directly and generously. The reason why many people feel embarrassed is because they think too much and imagine too many impossible scenarios in their minds, so that they always feel that the most embarrassing situation will happen.

However, the truth of the matter is that colleagues are not too "rogue". The reason for not paying back the money on time is probably just forgotten, which is not as troublesome as you think.

At this time we only need to say "Brother Wang, I borrowed 300 yuan from you last time, do you want to pay me back? We still need to buy skins..."

High emotional intelligence Account copywriting

1. It’s hard to see each other goodbye, and it’s hard to pay off the accounts at the end of the year. Every debt comes from trust, and every debt is forced; I hope to cooperate, so please understand

2. Every delay is an overdraft of trust in others and a trampling of one's own integrity. I am willing to operate with integrity, and I hope that friends who have not yet settled their accounts can please be aware; if your reputation is there, everything is here

3. The Spring Festival is approaching, please make arrangements for small accounts. The urging at this moment all comes from the trust of the past. Long live understanding. It’s not easy to make money, and it’s even harder to pay bills. I need to turn around too.Thank you for your cooperation.

4. If you are too embarrassed to ask for a loan, I am too embarrassed not to lend it. , the old accounts do not exceed the New Year, and we hope to cooperate in settling the accounts

6. Arrears are a kind of support, not urging is a kind of trust, urging is really urgent, repaying on time is integrity, it is in your own hands, please cherish it. , I hope that customers who owe money every day can understand and support our understanding. Please remember: Integrity is more important than anything else. It is easy to repay if you do well, but it is not difficult to owe a debt!

7. Debt collection! You are tired, I am even more tired. If you rush it, it will hurt your relationship. For those of you who haven’t checked out yet, the Chinese New Year is only a few days away. If you see that you owe me money, please put aside all your reasons and settle the accounts properly

8. Business is not easy, please don’t betray every trust and treat every friendship well. The end of the year is approaching. Please feel free to pay back the money. Thank you for your understanding!

9. The debt you owe is due to my trust, and you have repaid it on time because of your integrity. Please liquidate it consciously

10. It’s the end of the year for everyone, and it’s time to settle accounts again It's time. If you really don’t have money, come out and have a chat. I also earned it this hard. Forget about it, of course. It's impossible. If you don't have money, at least you have to have an attitude. Trust is hard-won. If you can do it, you should cherish it.

11. For customers who have not yet settled their accounts, please put aside all excuses and understand each other.

12. If there was no support and trust in you, why would you frequently ask for money at the end of the year? The reputation lasts forever! At the end of the year, everyone is in the epidemic, and everyone is worried. You are worried, and I am worried too. Please put aside all reasons and refund your money promptly! If you don’t tweet easily, you will have trouble tweeting! I hope you understand

14. I don’t talk nonsense, I need your support in repayment

15. Year-end instructions: Don’t talk about difficulties, find your own solutions. All accounts, big and small, have to be settled, good or bad, and it won’t be difficult to owe more! Old debts won’t last forever! Life is not easy

16. Settle bills without asking. I'm very touched. Forget it, never have to worry about how much you owe again. Clearing accounts before the year is our bottom line and a tacit understanding of working with you. It's been a year of hard work. Please give up all reasons. Thank you for your understanding and cooperation. Happy cooperation in the coming year.

17. Due to the urgent need for money for capital turnover, please arrange the liquidation for all the family members who owe money. Every reminder is a last resort. I hope you can cooperate and understand. Thank you very much

18. If I start collecting debts, I really can't stand it. Whether I want to pay off my debt or not doesn’t mean I have money. I just understand your difficulty. If I can resist, I will. You are also forced. You really can't take it anymore. You owe me money and I owe others. Everyone has to live. I hope you can cooperate.

19. It’s really shameful to collect debts, it’s better to be more conscious

20. I like listening to Eason Chan’s “Your Bag”, especially the line “Why can’t you pay back something you borrowed?”